I wanna buy a home Part 5: Settlement…what’s needed?

guerillaLifestyle, Q&A, residential

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I wanna buy a home Part 5: Settlement…what’s needed?

by Tomeka Givens

If you haven’t already, be sure to read part 1, part 2, part 3, and Part 4 in Tomeka’s “I wanna buy a home” series.

The lender has issued a clear-to-close notice to me and the title company will confirm the bank is ready to complete your purchase.

Your final walk through is now complete.

The final CD (or closing disclosure) will confirm the correct amount of money you need to bring to settlement.

If you are planning on wiring funds, please send the money to the title company at least 24 hours prior to settlement. Wire instructions will be issued from the title company (typically by request via email). For security purposes, I recommend that you call the title company to confirm their account details prior to sending funds.

If you are paying via check, then please have your bank issue a certified check made payable to the title company. A personal check will not be acceptable.

Be sure to bring photo ID to settlement. The title/closing officer or settlement attorney will review all your title, tax and loan documents. There is a lot to review and sign so please allow roughly 2 hours to complete settlement.

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Once you have your financing strategy locked and loaded with a lender, then contact me, Tomeka Givens, RealtorĀ®.

If you have any questions please contact me:
tomeka@go-guerilla.com / (443) 845-1137